Bankr Copy Trading

HivemindOS can monitor a Base wallet around the clock and execute bounded copies from your Bankr wallet. The hosted monitor stays online when your desktop is closed. Existing Bankr users connect a dedicated restricted Wallet API key; new users can create a wallet directly with Bankr and connect its dedicated key.

Copy trading can lose money. Past wallet history, paper results, backtests, or simulations do not prove that future copies will be profitable. Fees, slippage, latency, liquidity, and your starting point all change the result. HivemindOS makes no performance guarantee.

Price and activation

There is no card subscription and no separate x402 payer wallet.

• Bankr pays a $1 Base USDC usage minimum when a monitor activates and every 30 days while it stays active.
• The $1 becomes fee credit. It is not added on top of the percentage fees.
• Each successful copied trade costs an uncapped 0.5% of its actual verified copied notional.
• Remaining credit is used first; Bankr sends only any excess fee.
• The minimum executed copy is $5. Skipped and failed trades cost $0.

For example, a verified $1,000 copy has a $5 gross fee. If the full $1 credit remains, HivemindOS applies it and Bankr sends $4. A $100 copy has a $0.50 gross fee and can be fully covered by the credit. A monitor with no trades still costs the $1 usage minimum for that active period.

The hosted pricing response is authoritative and is shown again before consent. Existing monitors that already accepted older direct-fee or prepaid terms keep those terms instead of being silently migrated.

How setup works

1. Choose or create a Bankr wallet. The wizard automatically selects an existing Shared Hive Env Bankr variable when one is available.
2. Continue verifies a selected variable server-side without exposing or rewriting its value. The pencil lets you enter a new value; Save verifies it before writing it through Shared Hive Env.
3. The wallet check proves EVM identity and Wallet API signing access without broadcasting a transaction, then shows its Base USDC balance.
4. Fund at least $1 Base USDC for activation plus enough USDC for the copied trades you want to permit. Bankr sponsors Base gas.
5. Choose the target wallet, per-trade cap, UTC daily cap, copy percentage, and maximum slippage.
6. Review the exact risk and fee terms. After both acknowledgements, Bankr submits the $1 payment and HivemindOS independently verifies it on Base. The live monitor activates automatically after settlement.

There is no forced paper-signal wait. Optional paper mode remains available for classification testing, but it uses the same paid usage period and is not proof of profitability.

Safe Bankr access

Use a dedicated bk_usr key with Wallet API enabled, read-only off, conservative Bankr spend limits, and only the published HivemindOS fee wallet in its EVM recipient allowlist. An LLM-only or read-only key cannot execute copies.

Bankr embedded wallet signing keys are non-exportable, so HivemindOS does not show or store a recovery phrase. HivemindOS stores only the dedicated Bankr API credential encrypted in hosted infrastructure and erases it when the monitor is canceled. Your normal Bankr account recovery remains the wallet recovery path.

What happens on each trade

The first scan establishes a cursor, so older transactions are not copied. For each eligible new target swap, the hosted service applies scale and hard risk limits, asks Bankr for a quote, enforces slippage and the USD ceiling, then submits the copy. A transaction hash alone is not treated as success: HivemindOS verifies the matching Base swap from the configured Bankr wallet before recording it as executed.

Only then does the service calculate 0.5% of actual verified notional. It atomically uses remaining period credit. If credit covers the gross fee, no second payment is sent. Otherwise Bankr sends the exact excess in Base USDC, and HivemindOS verifies token, amount, sender, recipient, and successful settlement independently.

Many users following the same target can share one hosted watcher, while each monitor keeps separate Bankr credentials, limits, usage credit, daily reservations, and outcomes. One Bankr wallet can run up to three active target monitors.

Share verified performance

Each monitor can publish a separate read-only performance link for a Bankr app or public dashboard. The feed comes from HivemindOS’s verified copied-execution ledger, not the Bankr wallet’s raw transfers. It includes copied notional, usage credit, excess fees, execution hashes, weighted-average realized PnL, current-mark unrealized PnL, and open positions when the service can prove the required cost basis and prices.

If the monitor starts with token inventory the service did not observe, or a current price is unavailable, affected PnL fields remain unavailable instead of being shown as zero or profit. The feed excludes deposits, withdrawals, self-transfers, and unrelated trades. It is copy-execution performance, not whole-wallet accounting, and it remains subject to the no-performance-guarantee warning.

Use Publish performance on the monitor card, then copy the URL into the Bankr app. Rotate link invalidates the old URL and creates a new one. Revoke disables public access, and canceling the monitor revokes its link automatically. The public link never exposes the private monitor credential.

Copytrading leaderboard privacy

Agentic Copytrader includes separate Live and Paper leaderboards for comparing verified Basic and Agent copy results. Eligible strategies participate automatically, and you can opt any strategy out from its copy card.

Leaderboard rows show only the copied target’s shortened label, strategy, verified result, verified trade count, copied volume, and an optional X handle and profile photo. Your execution wallet is not shown. Return percentage is the default ranking, with net profit available as a second view. A copy receives a rank only after it has at least one verified copied trade and complete performance accounting; otherwise it remains visible as Collecting.

If your Bankr Agent Profile is already approved and public, its public X handle can appear automatically. Otherwise, Link X uses the X account already verified by Bankr. You can leave a spot anonymous or unlink X at any time without removing the copy’s results. Results remain historical and are never a performance guarantee.

How Agent strategies learn

An Agent strategy checks each new opportunity before deciding whether to copy or skip it. After 24 hours, it compares that decision with what would have happened under the other choice. Those completed outcomes become learning evidence for later opportunities with similar conditions.

Your personal outcome history stays attached to your copytrader. A separate shared layer collects anonymous outcome evidence across Bankr and HivemindOS-hosted copytrading, but it receives no wallet, transaction, X identity, target, token address, or symbol. The dashboard keeps private evidence, community evidence, and validated shared generations visibly separate.

Private learning is deliberately gradual. It uses only prior completed batches of 50 outcomes; the batch currently being collected cannot influence itself. A single trade cannot rewrite behavior, and learning can make a borderline copy more cautious but can never override a hard safety rejection. This is outcome-based policy adaptation, not a promise of profit.

Community insights are held to a higher standard. A new insight must improve decisions across older results and then keep improving them across new practice results. If it increases downside or stops working, it is discarded. The Community Brain levels up only after an improvement proves itself repeatedly. Live behavior changes only after a separate safety review, and the previous version remains available to restore.

Bankr-managed and HivemindOS-hosted wallets use that same validated Community Brain. They do not maintain separate shared policies that can drift apart. Each Agent opportunity receives hard safety checks first and then a deeper Agent review before a new position is opened. If that review is unavailable, the copy follows the strategy’s safe default instead of inventing a decision. The Community Brain’s broader expert review still runs as a separate daily learning cycle.

Community Hive Brain

The HivemindOS Copy Trading screen includes an optional Community Hive Brain switch. It is off by default. When you turn it on, HivemindOS contributes anonymized results from your own Agent-copy experiments and receives only shared insights that have passed the Community Brain’s safety checks.

Shared learning contains only the choice, result, horizon, and broad evidence tags. Wallets, identities, balances, target wallets, token addresses, symbols, and transaction references are never included. Unreviewed community evidence can show progress but cannot enter your desktop Agent’s trading guidance. Turning the switch off stops future exchange without deleting your local private learning history.

Every distinct shared outcome that passes that verification earns 0.1 HONEY. A learning that is still awaiting verification earns nothing yet, and resending or retrying the same outcome never earns it twice. If the contributing wallet has not joined your HONEY profile yet, the verified reward stays saved until it does. HONEY is a cumulative contribution record, not cash or spendable credit.

Ask an agent to set it up

The bundled hive-copy-trading skill contains the existing-wallet, optional partner-provisioning, direct Bankr payment, funding, secret-handling, management, cancellation, and legacy workflow. For example:

Set up live Base copy trading for this wallet through Bankr. Copy 10%, cap each copy at $100 and each UTC day at $500, with 0.75% maximum slippage. Show me the current hosted price and ask for the required acknowledgements before charging anything.

Inside Bankr, ask:

install the hive-copy-trading skill from the HivemindOS Skill Browser

Save the dedicated Wallet API key in Bankr Settings → Env Vars as HIVEMIND_COPY_TRADING_WALLET_KEY. The helper keeps the monitor credential in a private file. Bankr performs the wallet calls; HivemindOS hosts the always-on target watcher.

Status guide

An event, a copied trade, a collected payment, and profitability are four different claims.

Built-in boundaries

• Base only, with up to three active target monitors per Bankr wallet.
• New swaps only; no historical backfill.
• Ambiguous, failed, unpriced, multi-asset, or sub-$5 copies are skipped.
• Server-enforced scale, per-trade, UTC daily, slippage, and signal-count limits.
• Agent learning uses a fixed 24-hour comparison, completed prior batches only, and repeated matching evidence; hard safety rejections always win.
• At most one unsettled live execution and excess fee per monitor.
• Ambiguous submissions pause without automatic retry.
• Pause, resume, risk changes, optional mode changes, and cancellation use the private monitor credential.
• Paused monitors do not begin a new paid period. Resuming inside a funded period is immediate; resuming after expiry starts the next $1 period.
• Activation uses a stable idempotency key, so retrying a timed-out start cannot create a second monitor credential.

See the Bankr documentation for Bankr account and API-key setup.